Frequently Asked Questions (FAQ)
Want to learn more about our campaign or the investment funds that can help you secure your financial future? Explore our frequently asked questions to learn more.
An investment fund is a pooled investment vehicle. The goals of different investment funds can vary but often aim to invest in a broad cross-section of securities, diversify the investment risk, and provide a way for individuals to achieve their financial goals.
The types of investment funds that Secure Financial Future advocates for include mutual funds, exchange-traded funds (ETFs), money market funds, closed-end funds, and more. These funds are heavily regulated by the Securities and Exchange Commission (SEC) and are managed by SEC-registered advisers, who have a legal obligation to act in your best interest. The disclosures fund companies provide, in accordance with federal law, ensure transparency for investors when it comes to fees and performance.
A mutual fund is a company that pools money from many investors and invests the money in securities such as stocks, bonds, and short-term debt. The combined holdings of the mutual fund are known as its portfolio. Investors buy shares in mutual funds. Each share represents an investor’s part ownership in the fund and the investment returns it generates.
An exchange-traded fund (ETF) is a pooled investment vehicle with shares that trade throughout the day on stock exchanges at a market-determined price. Investors may buy or sell ETF shares through a broker or in a brokerage account, just as they would the shares of any publicly traded company.
ETFs offer flexibility as retail investors can buy and sell the ETF shares on an exchange, as they would buy or sell any listed equity security.
An action network is a form of grassroots advocacy, which is when Americans who care about an issue use their voices to protect and promote that issue. By leveraging the voices of American investors through letters, social media, and other channels to contact lawmakers, advocates can make a difference on issues impacting your financial future.
Visit our action center to contact the government on relevant issues. We’ve done a lot of the work for you, determining the correct government official to write and providing suggested email text for your consideration; you just have to hit send.
Visit our action center to learn more.
Yes! Government leaders pay close attention to the messages they receive from constituents. Reaching out to your elected officials helps them learn more about what their constituents care about and how they can better serve them.
Voting is not the only way to influence American policy. Democracy is not just ‘set it and forget it.’ It’s your civic duty to communicate needs and concerns to elected officials so that they can do their jobs more effectively, on your behalf and for your benefit. Your elected officials want to hear from you!
It’s your future! If you have any money in a 401k through your employer or are thinking about purchasing funds to better achieve your long-term goals, these issues affect you on your journey towards a secure financial future.
Retirement is one of the most important reasons people choose to invest, but there are other big life moments for which funds can help you financially prepare. From buying a home, starting a family, or saving for college, investment funds are a strong vehicle on your path towards a secure financial future.